The Dos and Dont’s of Worker Compensation Claims
September 14 2020
While a workers compensation attorney in Saint Paul can certainly help you with your workers’ compensation claim, it is important that you understand the law surrounding Minnesota claims and take all steps necessary to protect your claims. Here are the most important things to do – and not to do.
Do Understand the Workers’ Compensation System
Some workers’ compensation claimants get confused about the system and fail to pursue the benefits that they may be entitled to. Workers’ compensation is a no-fault insurance system. In exchange for you giving up your right to sue your employer and using the workers’ compensation insurance system, you do not have to prove that your employer was negligent to recover benefits. This means that you may be able to receive workers’ compensation benefits even if it was an accident or even if you did something wrong to cause your injury.
Do Report Your Injury
In Minnesota, you must report your injury to your employer immediately. If it is not possible, report your injury to your employer as soon as possible. Provide your employer with accurate and complete information so your claim can begin being processed.
Do Not Delay in Seeking Medical Attention
Generally, you can see your medical provider for treatment, so there is no reason to delay in seeking medical attention. If your situation requires emergency care, seek care from your local emergency room department.
Do Report to an IME
If your employer requires that you complete an Independent Medical Evaluation (IME), do report to it. Ignoring this request can potentially result in a denial of your claim. A workers’ compensation attorney can help you prepare for this type of exam and give you advice about how to approach it.
Do not Ignore Returns to Work
If your doctor has released you for work and your employer has work available to you, do not simply ignore this information. Doing so can potentially jeopardize your claim.
Do not Return to Work Too Early
If your doctor has not said that it is safe for you to return to work or you believe that a return to work could cause you to become reinjured, speak to your workers’ compensation attorney before agreeing to return to work.
If you receive a denial of your workers’ compensation claim, do appeal it. Many insurance companies initially appeal to a large number of claims in the hope that the claimant will not push the issue. However, if you were injured at work while performing your job duties, you should be able to recover workers’ compensation benefits. Do not give up.
Do Seek Legal Assistance
Many Minnesota workers find the workers’ compensation system to be very complicated and they may be denied benefits for any number of reasons. Michelle MacDonald is a workers’ compensation attorney in Saint Paul who is committed to helping injured workers protect their rights. You can reach her by calling (612) 554-0932.